travel insurance seven corners review 2023
Seven Corners has been a premier travel insurance provider since 1993, specializing in travel medical coverage and trip coverage.
Their roundtrip travel insurance plans offer comprehensive coverage for travelers. Plus, their plans offer optional security benefits like theft and kidnapping protection.
Medical Coverage
Seven Corners' travel medical insurance plan will cover any out-of-pocket expenses you incur when getting sick or injured overseas, such as emergency room treatment, urgent care treatment, physician office visits, prescription drugs, and more.
Most plans feature a deductible, which is the amount you must pay out-of-pocket before your coverage kicks in. You can select an amount that works within your budget and risk profile.
You have the option to set a medical maximum, which is the amount you can claim on your policy up to $50,000,000.
After you meet your deductible and coinsurance, the insurance company pays the remainder of your covered expenses. For instance, if your claims total $20,000, then you must pay $1,000 before the insurer begins covering them.
Trip Cancellation Coverage
Seven Corners provides a range of travel protection and insurance plans to suit the needs of all travelers. These include single and annual trip options, student-specific options, as well as specialized medical travel coverage.
They offer standalone trip cancellation coverage. This is an ideal solution for travelers who want to be prepared in case of any unforeseen issues.
This policy offers unlimited coverage for canceled or delayed trips up to the maximum limits, as well as airline ticket reissue charges and pre-existing conditions waivers.
This policy is ideal for students, seniors, visitors, and missionaries who travel overseas on extended assignments. It can cover costs such as emergency dental work, prescriptions, transportation, and more if you require coverage in an unexpected emergency.
Seven Corners travel insurance has earned a stellar reputation for offering excellent customer service and products. On SquareMouth, an insurance comparison website, the plans are rated 4.4 out of 5 stars.
Trip Delay Coverage
Trip delay coverage from Seven Corners can protect your travel expenses in case of delays or interruptions during your journey. As part of its RoundTrip family of plans, this type of protection is included.
Travel insurance provides coverage for unused and nonrefundable expenses if you must cancel or interrupt your trip due to covered reasons, such as medical emergencies or other unexpected events. It also includes coverage for lost or stolen baggage.
Seven Corners Insurance Plan is accessible to both domestic and international travelers, boasting an excellent reputation for customer service and quality products.
The company provides various policies, such as medical protection for tourists and students as well as annual insurance for families. It's an ideal choice for individuals who want to keep costs low while traveling; it also works well for groups. Their website boasts an extensive FAQ and detailed claims process along with 24-hour assistance services in case of travel emergencies.
Trip Interruption Coverage
Seven Corners Travel Insurance provides trip interruption coverage in case an unanticipated event interrupts your plans, such as illness, injury, or death of either the traveler or their traveling companion.
Some policies provide travelers with reimbursement for unused, pre-paid trip costs. This could include hotels, flights, and meals at up to 200% of the original cost - up to 150-200% in some cases.
Be sure to read your certificate carefully for a list of covered reasons that vary by policy. Exclusions may include trips taken against medical advice, loss caused by intentional acts, drug use, or terrorism, among others.
If your trip is cut short, the Seven Corners Assist team is available by phone, chat, or email to help you rebook your flight or hotel. They also answer questions about pre-existing conditions waivers and other insurance details such as determining which parts of your journey are insurable.
Share with us your rate for this article in comment below
