ASPCA Pet Insurance Reviews
The American Society for the Prevention of Cruelty to Animals (ASPCA) is an esteemed organization in America that works tirelessly to help animals. ASPCA pet insurance policies are an excellent way to contribute to its mission while offering financial security for your beloved furry friend.
ASPCA Pet Insurance Review
ASPCA offers a range of policies to cover illnesses, injuries, hereditary conditions, and behavioral issues. They offer accident-only and complete coverage plans as well as wellness care add-ons. As one of the largest pet insurers in America, ASPCA strives to provide excellent customer service with its policies.
Accident-Only Plan
ASPCA accident-only pet insurance plans offer the ultimate protection for pets in case of accidents such as broken bones, poisoning, snake bites, and more. This policy pays for all treatments your pet receives after a crash - including X-rays, blood tests, ultrasounds, and cat scans - that occur as a result of said incident.
Emergency care, surgery, and hospitalization are also covered under this policy. Your deductible and reimbursement amount will determine how much money you receive back from the vet for these types of treatments.
The cost of an ASPCA accident-only pet insurance plan varies based on your state and the age, gender, and breed of your pet. It also depends on what annual deductible, reimbursement percentage, and annual limit you select.
Accident-Only Policy
ASPCA's accident-only plan covers vet bills resulting from your pet having an accidental injury, such as broken bones, cuts, or torn ligaments. This includes the fee for services rendered and necessary costs like X-rays; however, it will not cover acupuncture or routine medical treatments like vaccinations.
This type of plan is ideal for people with young pets and those who don't want to worry about a high deductible or annual limit. The deductible and reimbursement percentage you select will determine how much money you get out of ASPCA insurance, while the annual limit can be adjusted according to your budget.
Complete Coverage Plan
ASPCA's complete coverage plan pays for most medical expenses your pet incurs, including chronic medical ailments and hereditary diseases. With an actual payout percentage of up to 70%, 80% or 90%, this plan could cover 90% or more of their vet bill.
Additionally, you may be eligible for a 10% discount when enrolling multiple pets. Please be aware that this offer may not be available in all states and your annual benefit limit may differ based on where you live.
Wellness Care Plan
ASPCA's pet insurance offers an optional wellness plan that covers most preventative services like routine vaccinations and flea/tick prevention. It also reimburses for various health and dental expenses like dental exams, tooth extractions, as well as some surgical procedures.
It also encompasses a range of common hereditary diseases and behavioral issues, such as hip dysplasia, cancer, diabetes, urinary tract infections, and digestive disorders.
ASPCA plans offer some of the most comprehensive coverage options in the industry, and their wellness add-on is especially appealing to new puppy or kitten parents. Pricing is competitive and easy to manage, while customer service is top-notch. They're a great resource for pet parents with educational materials on their website and mobile app, an online quote tool, and a local vet finder.
